January Steps to 2021 Financial Success – Budget 2021
January Steps to 2021 Financial Success – Budget 2021
- Get your credit report for free and set up for credit fraud monitoring to protect it.
- Learn how to repair your credit and improve it on and ongoing basis
- Make a list of all your bills, when they are due, how much they are a month, any interest rate, how many payments you have left, all of this stuff is important to move forward.
- Make a list of all the people you buy gifts for and what size they take now, what they will take close to their birthday, what size next Christmas; it’s an excellent time to get things clearance and beyond.
- Make sure you are either signed up to Ratken , Shoppers Army, Swagbucks or Airmiles or all 4. Go to their main website to shop for your favourite stores to get cash back ! Love this and it only takes a second to see which one has the highest cash back.
- Do the gift card challenge! There are 52 weeks in a year and buying one gift card at a time and putting it away for a raining day sure does make that end of the year
- Do the $ a week challenge, you will have a nice bundle for Christmas, a trip or that extra surprise that popped up.
- Round up when you pay your bills and make December free, if your internet bill is $80 per month round it up and pay $100 per month so when December rolls around that month is all ready paid.
- Check these 30 ways to reduce your water bill here.
- Know how to make the best of these common foods to avoid any waste.
- Make sure you do your Shoppers Voice 2021