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Ways Not to Save Money – It is just not worth it #WaysNottosave

Just like you when I see something that says something about saving money it sparks my interest and I need to to check it out. I did some routine Google searches and while the titles looked amazing, the suggestions themselves where somewhat questionable and with good reason . Many of the suggestions want to dish out cash just for information, that can be found for free in many places. There are some suggestions that could cost you thousands and you could even get sued.

Here are some of the suggestions I found to help you “Earn” or “Save” money and why I don’t think it’s such a good idea. These are in no particular order.

  1. Renting out your car – Do you really need me to tell you the reasons this not a good idea? You could end up with a smashed car, damages or even find your self in a lawsuit as the car owner if something happens. If it is involved in a crime, you could lose your car. Your insurance company probably doesn’t cover. Parking tickets and normal wear and tear are the least of your worries. Leave this to the car rental companies, they have lawyers and all that good stuff. It is not a way to bring in extra cash.
  2. Paying for Survey Lists– I have seen it many times people trying to sell list of surveys sites that pay and charge upwards of $24.99 for the list. Please do not do this. Here is a list of survey sites that you can join for free and earn some extra cash and points to redeem for great things such as gift cards. I belong to all of them so I know they are all legit.
  3. Look for a more affordable living – this is easier said than done in many places. There are only so many places to live in some areas and you cannot always find cheaper rent. Roommates are not always and option for various reasons. The only way you can really reduce this in most cases is if you pay your own utilities and find ways to cut down there. If you do choose to rent out a room, please check references and make it on lease basis and not daily, weekly or monthly like some suggestions I have read.
  4. Save those extra pay cheques – I laughed out loud to this one. I have never ever heard one person ever say, “I got an extra pay cheque”. This is obviously something imaginary.
  5. Rent Your Clothes – I cannot speak for any of you however I cannot think of one article of clothing I own that someone would want to “rent”; much less a stranger and if my item was that “valuable” would the risk really be worth it? Wouldn’t it make more sense to just sell the item?
  6. Cancel Your Memberships – Cancel your memberships to your gym, country club or golf club. Really?? I’m counting dimes and nickles and you think I have a membership for anything other than a 3 day trial?
  7. Budget – This was always my favourite. When I was younger and first out on my own, my mother would always say, “You just need to budget”. If I have $0.00 I can only budget it so many ways. I cannot stretch it any more than it all ready is. You need money to budget it.
  8. Don’t Speed – While it is true the faster the go, the more gas you burn. I’m not sure if it would be a way to suggest just for saving money. It is very dangerous to speed; please do not do it. Tickets are costly, Insurance goes up, you could hurt yourself or someone else.
  9. Try “No Spend” Days – Seriously? I thought that was every day between pay day and pay day.
  10. Go Vegetarian – No No No This is not the solution. I can buy a ham or package of hamburger for $5 if I watch the sales and make more meals out of it than I can with the $5 cauliflower. Prices of both fruits, vegetables and meats are expensive. Cutting out meat from your diet isn’t a great way to save money.

Let us know in the comments what ways you have seen suggested to save money and you think that might be going a bit too far!!!

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